Safeguard your happiness
Disaster Protection is an insurance policy that provides a financial safety net when disaster strikes. They're designed to help with large scale disasters like hurricanes and smaller more personal disasters like a kitchen fire.
Personal Disaster Recovery Protection*
Pays the monthly mortgage payment, up to a max of 24 months, while the customer is temporarily displaced and reconstructing or repairing their home.
Reimburses the primary property insurance policy deductible up to a $1000 maximum a year (up to two occurrences). Requires temporary displacement for a minimum of 48 hours.
Pays off the customer’s remaining mortgage balance, if the customer is permanently displaced. Permanent displacement requires that the land has been condemned and not fit for reconstruction.
Pays a monthly lump sum emergency cash benefit of $500 or $1000, for up to a max of 24 months, while the customer is temporarily displaced.
Disaster Protection Plan*
Pays a three month emergency cash benefit per occurrence (limit is selected by customer at time of enrollment; $500 or $1000 per month for up to three months when the customer is displaced for a minimum of 48 hours).
Reimburses the primary property insurance policy deductible up to $500, twice a year. Damage may be to the structure of the home or to the contents. No displacement needs to occur for the customer to receive the Deductible Reimbursement benefit.
Reimbursement of up to $50 for those times when you need a locksmith to help you get back into your home. This benefit is available for up to two occurrences within any consecutive 12 months.
*Not available in all states
Insurance described is offered by Chubb Insurance Solutions Agency Inc. (California license no. 0D12120). Insurance is underwritten and provided by ACE American Insurance Company or one of its U.S. based Chubb underwriting company affiliates. Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at www.chubb.com. All products may not be available in all states. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued. Surplus lines insurance sold only through licensed surplus lines producers. CISA, 202 Halls Mill Road, Whitehouse Station, NJ 08889-1600.